This money can increase the available credit card limit, or be directly used for consumer repayment;
If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.
For example, 900 yuan needs to be repaid in this period, and the actual repayment is 1 1,000 yuan, and the overpayment is 1 1,000 yuan;
If you put the money in your credit card in advance without spending it, you won't get this part of the money. If you want to take it, you will charge a high handling fee and try to avoid it.
Overpayment is interest-free.