Because credit cards can't recharge Alipay and Tenpay, debit cards can recharge Alipay and Tenpay.

A credit card can only transfer money to the debit card of the same cardholder. Transfer is regarded as cash advance, and a handling fee of 1% of the transfer amount is charged. From the date of transfer until the debt is paid off, interest will be calculated at the rate of five ten thousandths per day, and compound interest will be calculated at the rate of friends.

Credit cards are bound with Alipay and Tenpay, which can be used to pay telephone bills, utilities and gas bills, and can also be used to pay for consumption.