1. Bill installment (only for business cards, business cards (including financial business cards), purchase cards, ANA protection cards or supplementary cards): Please log on to the credit card website and click "Credit Management"-"Bill Installment" for details; It's really impossible to get cash in installments.
2. Minimum repayment amount: no handling fee but no interest-free period. If the minimum repayment amount is paid before the final repayment date, but less than the full amount, you cannot enjoy the interest-free repayment period. From the bookkeeping date (usually the day after consumption), interest will be charged on all consumption in the current period, with a daily interest rate of 0.5 ‰ until you pay it off in full.