If you can’t find someone if your Industrial Bank credit card is overdue, please contact your guarantor. When applying for a credit card, you will leave a phone number of the other party's guarantor or company. The credit card holder's information has long been changed. Many people like to constantly change their mobile phones and living areas. Because they have lost their contact information, it is not easy for the bank to get in touch with the other party. , there is no collection for the temporary inability to contact, and the recurring interest generated by the overdue payment is higher, which is even more detrimental to the cardholder.