Credit card overdraft function cannot be cancelled. If you don't need to use a credit card, you can choose to cancel.

Call the bank credit card center to inquire about cancellation;

You can cancel your credit card by phone;

Cancel the credit card at the bank counter:

① Prepare the ID card;

2 Pay off the arrears;

③ Go to the bank counter to cancel the business.

Note: If you need to use a credit card after cancellation, you can reapply.