If it refers to a temporary quota, when your fixed quota can't meet the consumption demand, you can apply to China Merchants Bank for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.
Further reading
China Merchants Bank Credit Card Center is the first credit card center operating independently in accordance with international standards in China, which has truly realized the integration and professional service of credit cards. While refreshing the credit card records, China Merchants Bank's credit card adheres to the service concept and innovative spirit of "changing with you", actively explores the market, expands market alliances, deepens market segmentation, and its functions and services are increasingly enriched and improved. It is one of the most innovative joint-stock commercial banks in China.
Since the credit card business was launched at the end of 2002, it has taken the lead in introducing "swipe your card to buy a plane ticket and get a million airline insurance", "consumption abroad, RMB repayment", interest-free installment payment of credit cards, and functional innovations such as "SMS transaction reminder" and "full guarantee for lost cards". In addition, the national initiative of permanent validity of points and international 24-hour road rescue service has gradually become the service standard of domestic credit card industry.
In terms of product and service innovation, China Merchants Bank has created more than 100 new credit card products and services, adhered to the cross-industry cooperation mode, and successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption industries to provide cardholders with products and functional services in a dual sense. In April, 2006, China Merchants Bank occupied the first market share in the industry, and officially announced to build a "five-star credit card" with practical actions. In September 2007, China Merchants Bank took the lead in putting forward the concept of "five-fold security" credit card service, which consolidated its leading brand position in the industry.