Not bad.

1. From a consumer's perspective, credit card installments are helpful in easing cash pressure and reducing the financial pressure caused by one-time expenditures. However, it should be noted that installment payment Credit cards require certain handling fees and interest, which increases the total consumption cost. At the same time, if the credit card is in arrears or used illegally, it may cause damage to the credit record and lower the credit rating.

2. From the perspective of the decoration company, providing credit card installment services can attract more customers and increase sales, but it needs to bear the processing fees of the credit card institution and the cost has also increased. In addition, some decoration companies may use unfair means or maliciously fill holes, causing harm to consumers. Consumers also need to choose carefully.