1. Call the service hotline of the Credit Card Center of the Postal Savings Bank and telephone banking. Please call the Credit Card Hotline of the Postal Savings Bank at 400-88-95580. Voice service can be used to check the credit card balance of CCB.
2. Wait for the credit card bill of China Postal Savings Bank, which will clearly tell you the balance on the bank credit card, your repayment record, bills and so on.
3. Check the balance on the card at the nearby China Postal Savings Bank or other ATMs. If it is negative, it means you still owe money. Don't forget to return the credit card, or your credit history will be affected.
4. Log in to the website of China Postal Savings Bank Credit Card Center, provided that you have registered online banking. Click Personal Online Banking on the left side of the website, enter your user name, password and verification code, and click Login to enter online banking for balance inquiry.
5. official website, the political savings bank, and then in the navigation bar of the home page of the Postal Savings Bank-credit card. After entering, enter the Credit Card Center of Postal Savings Bank, click on the online banking login on the left, and the card number and bank password can be used to inquire about the consumption details of the last six months, the credit limit of the card, the repayment date on the billing date and the credit card points of CCB.
With the development of market economy, enterprises, companies or individuals have a growing demand for loans, but there are still many unclear places for us ordinary people. The following summarizes some basic financial knowledge of loans for everyone to learn from each other.
Loans seem to be a very simple matter, that is, borrowing money from others and then paying back the money with interest. In fact, loan is a very professional technical job. If you don't know some financial knowledge, it's easy to get a loan that is not what you want. In order to help you better learn and understand the knowledge related to loans, this paper summarizes ten basic knowledge of loans.
1. What are the common loan forms, and what are their characteristics and advantages?
Loans are divided into "credit loans" and "mortgage loans".
2. What's the difference between a "lender" and a "borrower"?
In the process of lending, most people don't know what is a "lender" and what is a "borrower".
Lender: refers to individuals or financial institutions that use credit funds or their own funds to issue loans to borrowers in lending activities, generally referring to commercial banks and central banks.
Borrower: refers to an enterprise, institution or individual that borrows monetary funds from a lender with its own credit or property as a guarantee or a third party as a guarantee in credit activities.
Simply put, if you borrow money from a bank, you are the borrower and the bank is the lender.
3. What are the common repayment methods?
Common repayment methods are: average capital, matching principal and interest, one-time repayment of principal and interest, interest first and principal later.