How long does it take to apply for a supplementary credit card at the same time as the main card?

The supplementary credit card can provide almost the same rights to apply for a credit card for people who do not meet the requirements for applying for a main credit card. Supplementary credit cards can be used by your children or elderly parents. How long does it take to apply for a supplementary credit card?

1. Apply at the same time as the main card

The procedure for applying for a supplementary credit card will be much easier than applying for a main card. If you plan to apply for a supplementary card when the main cardholder applies for a credit card , as long as you check the column for applying for an additional card and fill in the relevant information of the additional cardholder, the additional credit card will be sent out together with the main card. The question of how long it takes to apply for a supplementary credit card is the same as the time it takes to apply for a primary card. Generally, you can receive the card in about 20 days.

2. Apply after receiving the main card

If you apply for a supplementary card after the credit card is successfully processed, the main cardholder needs to go to a bank branch to get it or apply for it himself. Download the application form from the bank's official website, fill in the information in the application form including the primary card and secondary card columns, and sign the names of the primary cardholder and secondary cardholder respectively. In addition, the supplementary cardholder needs to provide a copy of his or her ID card and submit it to the bank staff together with the application form. In this case, the time to apply for a supplementary credit card is about the same as applying for a single credit card. It may be that the review time is relatively shorter.

There are age restrictions for credit card supplementary cardholders

Banks have age restrictions for main credit card applicants, and they also have age restrictions for supplementary cardholders, and each bank has different age restrictions. People who are 13 years old for Minsheng Credit Card and China Construction Bank Credit Card can apply for supplementary cards; those who are 14 years old for China Merchants Bank Credit Card and Agricultural Bank of China Credit Cards; most bank credit cards are only issued to applicants who are over 16 years old; for compatriots from Hong Kong, Macao and Taiwan or overseas people More demanding.

Applying for an additional credit card is relatively easier than applying for a primary card. The time for applying for an additional credit card is about the same as that for the primary card.

How long does it take to apply for a supplementary card for a Visa card?

The processing time for a supplementary card for a Visa card is related to the credit status of the primary card user, the completeness and authenticity of the information provided, etc. , cannot be generalized. If the information submitted by the user is complete and true, and the personal credit status of the main card and supplementary card applicants is good, it usually takes about 15 days. If the user is in urgent need, it can also be expedited by paying an additional fee, which will take about a week. You will receive the card. The specific time required shall be subject to the actual time required.

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How long does it take to apply for a supplementary credit card? It is recommended to apply for it at the same time as the main card

Certain conditions need to be met when applying for a credit card. Banks are very strict when reviewing the qualifications of cardholders. If you do not have the qualifications to apply for a main credit card, you can borrow help from relatives and apply for a supplementary card. How long does it take to apply for a supplementary credit card? This is related to the time you apply for the supplementary card.

1. It is recommended to apply for the secondary card at the same time as the main card

It is easiest to apply for the secondary card when applying for a credit card. Once approved, the card will be sent together. The procedure for applying for a supplementary credit card will be much easier than applying for a primary card. If you plan to apply for a supplementary card when the main cardholder applies for a credit card, you only need to check the column for applying for an supplementary card and fill in the relevant information of the supplementary cardholder. The card will be sent together with the main card. The question of how long it takes to apply for a supplementary credit card is the same as the time it takes to apply for a primary card. Generally, you can receive the card in about 20 days.

2. Apply after receiving the main card

If you apply for a supplementary card after the credit card is successfully processed, the main cardholder needs to go to a bank branch to get it or apply for it himself. Download the application form from the bank's official website, fill in the information in the application form including the primary card and secondary card columns, and sign the names of the primary cardholder and secondary cardholder respectively. In addition, the supplementary cardholder needs to provide a copy of his or her ID card and submit it to the bank staff together with the application form. In this case, applying for a supplementary credit card takes about the same time as applying for a credit card. It may be that the review time is relatively shorter.

Warm reminder

Banks have age restrictions for primary credit card applicants, and they also have age restrictions for secondary cardholders, and each bank has different age restrictions.

People who are 13 years old can apply for supplementary cards for Minsheng Credit Card and China Construction Bank Credit Card; people who are 14 years old for China Merchants Bank Credit Card and Agricultural Bank of China Credit Card can apply for supplementary cards; most bank credit cards only issue supplementary cards to applicants who are 16 years of age or older.

How long does it take to apply for a supplementary credit card? If it is processed at the same time as the main card and sent out at the same time as the main card, it means that the time for applying for the credit card is the same; if it is processed separately, the review time for the secondary card will be relatively short, but the difference is not big.

How long does it take to apply for a supplementary credit card from Bank of China?

Depending on your application channel, the review time will vary. The normal review time for branch applications is about 10 working days, and the normal review time for online applications is about 1-11 working days. The Bank of China credit card will be mailed to your mailing address registered with Bank of China by express delivery. The mailing time will be approximately 3-5 working days. If there is no review result for a long time or you do not receive the card, it is recommended that you call the customer service hotline to inquire.

The above content is for your reference, please refer to actual business regulations.

This is the end of the introduction about how long it takes to apply for a credit card supplementary card and whether you can apply for a credit card if you have a credit card supplementary card. Did you find the information you need?