no. Huaxia Bank offline personnel do not have to use full payment POS machines when handling credit cards. Huaxia Bank will provide customers with a variety of credit card application methods, including online application, telephone application, mail application and offline application. Customers choose to apply offline, and the staff of Huaxia Bank usually choose the corresponding application methods and tools according to the needs and conditions of customers. If the customer needs to pay by credit card with POS machine, the bank staff may provide corresponding equipment. However, if customers don't want to pay with POS machines, they can choose other payment methods, such as cash and bank transfer. Huaxia Bank does not force customers to use full payment POS machines.