Credit cards can withdraw cash at atm machines. However, credit cards have restrictions on the amount of cash that can be withdrawn, and they need to charge corresponding formalities and interest. Due to the high cost of withdrawing credit cards, it is generally not recommended for users to use credit cards to withdraw cash. If there is financial pressure on consumption, we can use credit cards directly.
when a credit card withdraws money from an ATM, it cannot be divided into stages. From the date of successful withdrawal, the withdrawal fee will be calculated on a daily basis, and it must be repaid in full, but the minimum repayment amount, that is, 1% of the withdrawal amount, can be repaid. If you want to installment, you can apply for credit card cash installment or bill installment function.
ATM withdrawal method:
1. Insert the magnetic stripe of the bank card downward and the side with the magnetic stripe to the right into the ATM machine; If there are some prompt words on the screen, you need to click "OK", and that "OK" is in the corresponding place of the prompt on the screen;
2. After entering the card password, some can directly enter the withdrawal screen, and some need to press the Enter key; On the screen, you can see the corresponding buttons such as "inquiry", "withdrawal", "transfer" and "card withdrawal", that is, the buttons on both sides of the screen (some are touch screens), just press the corresponding buttons;
3. After pressing "Withdraw", you need to enter the withdrawal amount. If there are convenient prompts on the screen, such as 1 yuan, 8 yuan, 5 yuan, etc., you can press the corresponding button if there is the amount you want to withdraw.
4. Keep your eyes on the "money outlet". If no one picks up the money 1 seconds after the money is issued, the ATM will swallow it back. When withdrawing money, you must count it. If you find suspicious banknotes, aim the banknote crown number at the ATM camera for a few more seconds.
5. After withdrawing money, you can withdraw money or inquire; If you don't need to continue the operation, just press the card withdrawal prompt on the screen to exit the card.
can I repay my credit card in installments when I withdraw it from the atm?
when withdrawing a credit card from an ATM, it cannot be withdrawn by stages. From the date of successful withdrawal, the withdrawal fee will be calculated every day. You must pay the full amount, but you can repay the minimum amount, which is 1% of the amount. If you want to apply for installment repayment, you can apply for credit card cash installment or bill installment repayment function.