If you spend pounds on your credit card, you can repay it directly in RMB. But the premise is that the cardholder has activated the remittance purchase function. After opening, the bank will automatically convert it into RMB based on the exchange rate of the day, and the credit card holder can repay in the converted RMB.

Steps to activate RMB repurchase and repay pounds arrears:

1. Call the bank phone number on the back of the bank card, transfer to manual service, and request to activate the RMB foreign exchange purchase function;

2. Log in to the bank card personal center to activate the foreign exchange purchase function.

Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card to make purchases, and repayment will be made on the billing date (English: Billing Date) .