The ways to apply for installment are as follows:

1. Processing at outlets: Cardholders can bring their ID card and credit card to the bank business hall, apply for credit card installment from bank staff, and then fill in the application form , after filling in, you can handle it;

2. Customer service phone processing: The cardholder can call the customer service number of the credit card center. After answering the phone, follow the prompts to connect to the manual service, and then indicate to the customer service staff that he wants to handle it Credit card installment business;

3. Online banking processing: Cardholders can log in to the card issuer's official website, find the credit card column, select the installment business, and then log in to their personal account to handle it.

Solutions to installments if the credit card is lost:

1. Installments previously processed: will not be affected by the loss of the credit card, because all the cardholder has to do is repay the credit card. payment. Even if you don’t have the credit card in hand, there are still many ways to repay. The simplest way is to log in to the credit card APP to repay directly. Don’t worry about not remembering the card number, or remembering the card number and transferring the repayment through other methods;

2. Installment is required after losing the card: Installment can be carried out simultaneously by binding the card for consumption on the third trading platform, or you can apply between the time the bill comes out and the repayment date, as long as the installment conditions are met. There is no need to use physical cards directly to make installments.

Legal basis:

Article 634 of the "People's Republic of China and Civil Code"

The buyer of the installment payment has not paid If the amount of the future payment reaches one-fifth of the total price and the due price has not been paid within a reasonable period of time after being urged, the seller may request the buyer to pay the entire price or terminate the contract.

If the seller terminates the contract, it may request the buyer to pay the usage fee of the subject matter.