No.

After a credit card refund occurs, the money will be automatically deposited into the card. In fact, the account after the refund does not actually go to the credit card, but becomes an overpayment on the credit card.

If the refund is received before the bill date, the consumption can be deducted. If the credit card refund funds arrive after the credit card bill is issued, then in this case the refunded amount also needs to be repaid, because the amount due after the bill is issued includes the transaction amount, and the credit card bill is issued. After that, the bill will not be modified, so the cardholder must repay the balance according to the bill amount. Even if only this refund transaction occurs that month and there are no other transactions owed, the credit card holder still needs to make repayment. The amount returned to the cardholder's account after the bill is billed can be used to offset card consumption or to offset the next bill.