Not necessarily, it can be repaid before the bill is issued, and there is no need to charge any handling fee. Usually, the order of credit card repayment is that the bill has been paid first, and then the bill has not been paid. If the user repays the loan in advance, the paid-out bill will be paid off first, and then the unpaid bill will be returned.

after credit card repayment is made in installments, it is also possible to repay in advance, but a handling fee is still required. The installment fees of different banks are different, which shall be subject to the bank regulations.

what does the credit card bill mean?

the credit card billing statement means that the issuing bank will regularly summarize and settle the transactions and expenses of the user's credit card account in the current period, calculate the total amount and minimum repayment amount of the user's credit card account in the current period, and mail the statement to the user.