As far as I know, in addition to a bad credit record, incomplete documents, or missed calls, they may be rejected by the bank. Therefore, it is suggested that the landlord apply for a credit card in another bank after three months. CCB is a state-owned bank, and it is relatively more difficult for banks to apply than commercial banks. I hope my answer can help the landlord!
Hello, landlord, as far as I know, the most common reasons for the rejection of credit card applications are as follows:
1. The bank called your company or called you directly, but no one answered, or the information known by the yamen was inconsistent with what you provided;
2. There have been overdue records or bad credit card records before, resulting in problems in credit reporting;
3. The information provided by the landlord to the bank is too little, and the financial documents are not fully prepared, which leads the bank to think that you have no repayment ability;
If the landlord has one of the above three items, it is impossible to apply for a credit card. There are other reasons. The landlord can ask the customer service of the bank in detail. I hope my answer can help the landlord!