The basic conditions for applying for a card are: at least 18 to 70 years old, with full capacity for civil conduct, stable occupation and income, timely repayment of principal and interest, and good credit.
There are two application channels:
First, apply online. This method is relatively simple and the most convenient way. There is no need to provide additional financial proof, but the bank will refer to your social security, provident fund and individual tax more. This method is not recommended if you haven't handed it in yet.
Second, outlets fill out forms to apply for credit cards, which is a more traditional way. When applying for a card, in addition to the basic proof of work income (employment certificate issued by the company, work permit, social security bill for the last three months, tax bill, provident fund bill, etc. ), you can also attach some financial certificates, such as real estate, automobile production, large time deposit certificate of China Construction Bank, etc. , which is very helpful for card approval.
The review time for the first card application is 20-25 working days. After approval, it will be mailed to you according to your registered billing address. The difference between a car card and an ordinary card is that the points can be converted into a fuel card, which can be spent a certain number of times every quarter, and the car can be washed for free once a week, and you can also enjoy additional services such as free towing.