1. Huaxia Bank has a long interest-free period, flexible repayment methods, many credit card preferential activities, many value-added services and a slightly lower application threshold.
2. There is no handling fee for overseas cash withdrawal of Huaxia Bank credit card;
3. Huaxia Bank credit card points are valuable. Cardholders can get one point for every one yuan, and seven points for every one dollar. Points can be exchanged for business travel expenses, Air China miles and concentrated treasures.
The disadvantages of Huaxia Bank's credit card are strict risk control, few banking service outlets and short message charges.