Chongqing Rural Commercial Bank's credit card installment is for your single card consumption of more than 500 yuan that has been recorded but has not been billed in the current period. The number of installments of Jiangyu Credit Card is 3-24, and the standard rate is 1.6%-15.6%. The higher the installment number, the higher the installment fee. Organized by Xicai.com.

Number of installments 3, 6, 9, 12, 18, 24

Instalment handling fee 1.6% 3.6% 5.4% 7.2% 10.8% 15.6%

Credit Card Installment Process:

1. Log in to Chongqing Rural Commercial Bank Personal Online Banking;

2. Click "Credit Card" and select "Instalment Payment";

3. Select "Flexible Installment Application" and complete the application.

Notes on credit card installment:

1. Installment is only available to principal cardholders of Chongqing Rural Commercial Bank Jiangyu Credit Card;

2. Successful application for credit card After the installment, the total principal of the installment will be amortized evenly on a monthly basis, and the amount of each installment shall not be less than RMB 100;

3. The handling fee will be paid once on the first billing day after the credit card installment application is successful. Collect;

4. After applying for credit card installment, the installment amount will occupy the credit limit, which will be restored with the repayment of each installment until the last installment is repaid or all installment balances are paid off in advance.

The short-term installment fee of Chongqing Rural Commercial Bank's Jiangyu Credit Card is relatively cost-effective. The lowest is 3 installments, and the fee is only 1.6%. Moreover, the starting amount of credit card swiping is only 500 yuan, which is not high. Using a credit card installment plan is a good choice to buy your favorite products without straining your cash flow.