Is the credit limit of Guangfa Credit Card increasing rapidly?
Whether the credit card limit of Guangfa Bank can be increased quickly or not depends on the cardholder's use of the card. Generally speaking, the first time a cardholder opens a card, he needs to use the card for more than 6 months before he can apply for increasing the fixed limit of the credit card. Guangfa Bank will check whether the cardholder meets the withdrawal conditions according to the cardholder's card usage. As long as it is approved, Guangfa Bank will increase the fixed credit line.
Methods to improve the credit limit of Guangfa Credit Card
First of all, for the credit cards of Guangfa Bank, personal credit card bills must be diversified, and credit cards must be consumed by merchants in different industries, so that Guangfa Bank can feel that you are a real consumer.
Secondly, Guangfa Bank can withdraw a fixed amount half a year after issuing the card, and then withdraw it every three months according to the card usage. Therefore, within six months after the issuance of the credit card, it is necessary to spend more on the card, and it is best to spend 20 times a month, and the consumption amount is about 80%, so there is hope that the amount will be raised successfully within six months after the issuance of the card.
Guangfa Bank is very concerned about the repayment ability of cardholders, and suggests that cardholders should repay Guangfa Credit Card in full and on time. Although the amount can be raised by stages appropriately, it can only be raised by stages two or three times a year. If the funds are sufficient, it is best to choose full repayment.
In addition, if the cardholder wants to withdraw the credit card successfully, he can also withdraw the credit card by swiping the card correctly. However, it should be noted that cardholders should pay attention to their debt ratio, and it is best to repay in full after the credit card is maxed out, which can help to withdraw cash.
Therefore, the above are some tips for CGB to increase the credit card limit, hoping to help users increase the credit limit.