No need.

The so-called digital credit card is a credit card product issued by a bank without a physical card. Generally, a digital credit card is composed of virtual card number, security code, credit card validity period and other information.

There will be no impact if the digital credit card is not activated immediately after the card is placed. The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks stipulate that no fees may be deducted from a credit card without being activated by the cardholder. Under special circumstances, the cardholder alone authorizes the deduction of fees in writing, customer service recordings, electronic signatures, and methods mutually recognized by the cardholder and the card-issuing bank, except for the creditor-debt relationship that has been formed when the card is replaced.

In general, digital credit cards will not charge any fees if they are not activated. However, digital credit cards that are not activated cannot be used, and cardholders cannot make overdraft purchases.