Credit card bills are divided into "bills issued" and "bills not issued". The bills issued are the ones that need to be paid in the latest period, and the unpaid bills are those that need to be paid in the next period but have not yet been settled. The date is therefore not typed out for you. If you have just swiped your card and want to check your consumption records, you can usually check it in the unissued statement of online banking the next day, without having to wait for the bank to send you an electronic statement.

The expiration date for recorded credit card transactions in each bill is called the "bill date". The due repayment date is generally around the 18th to 25th day after the bill date (as shown on the bill, the repayment date specified by each bank is different).

Give you an example:

Consumption of 3,000 yuan on June 7, consumption of 1,000 yuan on June 25, consumption of 1,000 yuan on July 4, consumption of 2,000 on July 6 Yuan

Then your most recent bill was issued on July 5th. This bill should be for consumption between June 6th and July 5th, that is, before July 25th. Your repayment is a total of ***5,000 yuan for the three purchases made before July 5th.

The 2,000 yuan consumption on July 6 will be recorded in another billing cycle and will be recorded on the bill on August 5. You only need to pay back the 2,000 yuan before August 25.

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the card-issuing bank pays the merchant a one-time payment for the goods (or services) purchased by the cardholder. Apply to deduct consumption funds in installments from the cardholder's credit card account, and the cardholder will repay according to the monthly credit amount. In the past, credit card installments mainly included bill installments and single consumption installments. Banks usually charged corresponding handling fees based on the number of installments. Whether it is bill installment or single consumption installment, the premise is that consumption behavior occurs first, and then the bank sets the installment repayment of the credit loan generated.

Data source Baidu Encyclopedia Credit Card