Most banks charge their cards six times a year without annual fees. Apply for annual fee exemption for the first year. If you apply for installment, if you are not satisfied with the number of credit cards in that year, you still have to pay an annual fee.

Dear Wanquan Credit Card Holder: According to the requirements of the People's Bank of China and the regulatory authorities, our bank listed and annotated the annualized interest rate in the charging standard, and adjusted the charging standard.