Industrial Bank’s age regulations for credit card applicants are: the main card applicant must be a domestic person between 18-60 years old or an overseas person between 25-60 years old; the supplementary card applicant must be the main card applicant parents, siblings, spouse or children, and are over 16 years old. Those who are 21 years old already meet the application conditions for Industrial Bank credit cards. However, it should be noted that Industrial Bank’s online credit card application platform only supports new customers who are over 22 years old. Therefore, if you do not meet the age requirements, you will not be able to apply directly online. To apply on the application platform, you need to bring the application materials to the local Industrial Bank branch to apply. The required application materials include:
1. Identity documents (required): Domestic residents - a copy of the applicant’s ID card or Copy of military officer's ID card; overseas residents - Hong Kong and Macao residents should provide a copy of their pass, Taiwan residents should provide a copy of their Taiwan compatriot certificate, and other foreigners should provide a copy of their passport.
2. Documents proving work and income (required): Documents proving work - a copy of the work permit or work identification card or the original work certificate stamped with the official seal of the unit; document proving income - the bank representative in the past three months Payroll record (copy of salary card statement) or copy of personal income tax withholding voucher or original income certificate issued by the unit.
3. Other supporting documents: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, copies of Industrial Bank time deposit certificates, telephone numbers and water lines of the current place of residence in the past three months. , any original documents for electricity and gas bills, other bank credit card certification documents (originals of the last three statements), etc. Try to provide them as much as possible, which will help increase the credit limit of the credit card.