1. Repayment Date The repayment date for Xinyi Tong Loans is the 20th of every month. If the balance of your bound repayment account is insufficient, a second deduction will be made on the same day. It is recommended that you contact your account manager to confirm the deduction time. As long as the deduction is completed on the same day, it will be regarded as normal repayment and will not be overdue. Lele reminds you: There is no grace period for the repayment of Xinyi Tong Loan, so please remember to make a full deposit in advance~

2. Repayment Methods Xinyi Tong Loan repayment method: equal principal and interest repayment; Repay the principal in equal installments; repay the principal in one lump sum with interest on schedule. Note: When using installment repayment, the loan principal and interest repayment cycle is executed on a monthly basis.

3. The self-deduction repayment date for overdue Xinyi Tong loans is the 20th of each month. Customers must deposit sufficient amount into the self-deduction bound account before 6 pm on the 20th. If the customer If the repayment is not made in time, the account manager of our bank will contact the customer by phone to notify the repayment. If the customer has any questions, he or she can consult the corresponding account manager. If the account manager cannot be contacted, the customer can call the Changsha Bank telephone customer service. Note: There is no grace period for Xinyi Tong Loan. If Xinyi Tong Loan fails to repay on time after the self-deduction repayment date, the system will make additional deductions and the system will automatically approve the deduction every day.

4. Early repayment If you need to apply for early repayment of a loan, you can contact the account manager who handled the loan or the branch handling the loan for consultation.