His credit card bank (that is, the issuing bank mentioned by the landlord) is generally the same as the province where the landlord handles the card (the website will let you choose the province and city where you handle the card). Of course, some cities have been set up as branches by CCB, such as Shanghai, Beijing, Tianjin, Chongqing, Suzhou, Qingdao, Ningbo, Dalian, Three Gorges and Shenzhen (CCB will list these branches in official website).
For example, if the landlord is from Shenzhen, then the card belongs to Shenzhen Branch, not Guangdong Branch.
If the landlord can't remember the situation clearly when handling the card, he can only call his home service hotline to confirm.
How many years is the validity period of CCB credit card?
At present, the validity period of credit cards issued is mainly 3 years, 5 years and 8 years, depending on the card surface. The validity period is printed on the lower part of the card surface and divided by "month/year". For example, 12/2 1 indicates that the credit card is valid for 202165438+February.
(In case of business changes, please refer to the actual situation. )
How do I know the bank where CCB credit cards are opened?
In fact, there is no specific account opening outlet for credit cards, and there is no distinction between local cards and off-site cards. When you repay, you can enter any CCB outlet in the same city, and all of them can be credited.
Because the business processes of credit cards and debit cards are completely different,
Debit cards have an account bank because they need to be brought in by branches before they can be issued. When a branch receives a debit card, it will restrict the card issuer, and the card issuer will also set up a bank to open the card.
However, the approval, business card printing and issuance of credit cards are all issued in a unified way, which is audited by the department designated by the head office. After passing, the credit card will be issued by the unified business card printing center, so we will see that the credit card is sent directly, rather than directly collected at the outlet. His fees are only divided into local and inter-bank, domestic and overseas, and there is no so-called off-site
Because there is no business card printing and card issuing institution at the sub-branch level, and there is no link for the sub-branch to set up a card issuing institution, there are only accepting banks and no account opening banks for credit cards.
How to inquire about the credit card bank of CCB?
There are several ways for CCB credit card bank inquiry:
1. SMS inquiry: send the SMS "khcx# Bank" to 95533.
2. Telephone inquiry: dial 95533 by mobile phone or fixed line, and transfer to manual service according to voice prompts. Then ask the bank.
3. Inquire about outlets: With your ID card and CCB card, go directly to the nearby CCB business hall and inquire at the relevant staff.
An account bank refers to a business outlet that handles account opening procedures. Refers to the bank that opens a bank account. That is, the first time you apply for a passbook or bank card and issue it to your bank, the passbook will be registered, usually referring to a branch.
An enterprise can only have one basic account in a bank, but it can have multiple general accounts in different banks. Basic account can withdraw cash and handle transfer and remittance. Ordinary accounts can only handle transfer or remittance settlement business, and cannot withdraw cash.
This account can handle cash receipt and payment and daily transfer settlement. According to the regulations on account management of the People's Bank of China, a unit can only choose one bank to apply for opening a basic deposit account.
To open RMB basic deposit account, you must submit one of the following documents to the bank:
The business license of enterprise legal person or the original of the business license issued by the administrative department for industry and commerce and passed the annual inspection;
Approval from the central or local organization establishment committee, personnel and civil affairs departments;
A certificate issued by the competent authority that the subsidiary agrees to open an account;
The "Account Opening Permit" and "Account Opening Certificate" of the financial department of the Armed Police Corps or above;
The approval of the competent department of the resident office for the establishment of a permanent office in the field.
In addition, if it is an enterprise legal person, it must also submit the enterprise code certificate issued by the State Bureau of Technical Supervision.
This account can handle transfer settlement and cash deposit, but it cannot handle cash withdrawal and salary payment. The company can open the account in a bank outside basic deposit account; Or although it is a non-independent accounting unit, it needs to handle the settlement business separately because it is not in the same place as the competent unit, and can apply for opening this account with the consent of the competent unit.
The information required to open a RMB general deposit account is the same as that of basic deposit account.
Basic account can withdraw cash, but general accounts can't, so there is no difference in other functions.
In international trade, if payment is made by letter of credit, the bank usually refers to the bank where the buyer deposits and applies to the beneficiary to open a letter of credit. This bank is this bank.
What is CCB Dragon Card?
1. CCB Dragon Card is a credit card. Longka Credit Card is the general name of credit cards issued by China Construction Bank. There are many kinds of dragon cards that have been issued at present. Basically, a card is RMB and USD, which can be used at home and abroad. However, domestic and foreign cash withdrawals require a certain handling fee, which is 5% of the transaction amount in China and 3% abroad.
Second, the content of the dragon card:
1. Longka Dual-currency Credit Card (hereinafter referred to as "Dual-currency Credit Card") is a series of Longka products issued by China Construction Bank (hereinafter referred to as "issuing bank"), which is issued to the public by the issuing bank. Cardholders can use the money first and then repay it within the credit limit approved by the issuing bank, and can also use it at home (excluding Hong Kong, Macao and Taiwan, the same below) and abroad.
2. Dragon Card Application Criteria:
(1) To apply for a dual-currency credit card, the applicant must agree to abide by the Articles of Association, fill in the application form, provide relevant supporting materials and submit it to the issuing bank for review. The applicant shall be responsible for the authenticity of the application form and the contents of the certification materials.
(2) Organs, organizations, armed forces, enterprises, institutions and other organizations (hereinafter referred to as units) that have opened basic deposit account in domestic financial institutions may apply for unit cards with the basic deposit account Account Registration Certificate and relevant supporting documents approved by the People's Bank of China. The cardholder of the unit card shall be designated in writing by the legal representative (person in charge) of the unit or its authorized agent. All transactions of each cardholder are credited to the dual-currency credit card account of the company, and the company bears the repayment responsibility. The unit may apply to cancel the cardholder qualification or change the cardholder at any time.
(3) A natural person with full capacity for civil conduct and repayment ability may apply for a personal card master card with his/her valid identity document and relevant supporting documents, or apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (with the permission of his/her legal representative). You can apply for up to three supplementary cards for each main card. The main cardholder can apply for cancellation of the supplementary card at any time.
How to inquire about CCB credit card bank?
If you use China Merchants Bank Card (savings card), there are several ways to query the bank:
1. After logging in to mobile banking, click Home-My Customer Service (headset logo) in the upper right corner, then click "Bank Inquiry" to enter the page, and select the bank you want to inquire (if you don't log in to mobile banking, you can directly enter the inquiry bank in this interface), or click the message bar in the upper right corner of the mobile banking home page to enter, select my customer service and enter the one-card account.
2. Log in to the online banking public edition, and click "Account Management → More Inquiry → One Card Account Opening Information" to inquire about the account opening bank;
3. Log in to the online banking professional edition (UKEY) and click "One Card → Account Management → Card Management → Bank Information Inquiry" to view the bank;
4. On the top right of China Merchants Bank's homepage, select Online Customer Service-Personal Bank, enter one-card bank inquiry, and a bank inquiry link will pop up. Enter it for query.
If it is a credit card, there is no specific bank for CMB credit card. If you need to write the bank when transferring money and remittance, you can fill in the name of any branch of China Merchants Bank (such as the business department of China Merchants Bank Shanghai Branch).
(Response time: April 6, 2022. Please refer to the latest business changes announced by China Merchants Bank in official website. )
The introduction of CCB credit card issuers ends here.