Credit card (debit card) to cancel the secret payment methods are:

1, go to the bank branch

Bring your ID card and credit card (credit card) to a nearby bank outlet to turn off the "small secret visa-free" function.

2. Call the bank customer service.

After the customer service call is connected, it will be turned to manual work, and the other party will be notified to cancel the "small secret exemption and visa exemption" function of the credit card (debit card).

In addition, some banks' mobile banking apps can also turn off the "small confidential visa-free" function of credit cards (debit cards), and you can look for it in the app yourself.

How to turn off credit card confidential payment

Bank outlets: Cardholders only need to bring their valid personal certificates and credit cards to any issuing bank's business hall, so they can turn off the card-free payment function at the counter. Customer service telephone number: directly call the customer service telephone number of the issuing bank, and provide a credit card++to close the confidential payment after verifying the identity. Credit card APP: Many bank-specific credit card apps can also turn off confidential payment by themselves.

Credit card confidential payment is a convenient payment service provided by China UnionPay. When the cardholder uses the UnionPay credit card with the "flash payment" logo, when the designated merchant conducts a transaction with a certain amount or less, he only needs to swipe his card near the "flash payment" induction area of the POS machine and other acceptance terminals to complete the payment. During the payment process, you will not be asked to enter a password or signature.

[img] Cancel the confidential payment by credit card.

Cancellation of confidential payment by credit card can be handled directly by calling the credit card customer service hotline. Cardholders can also go to the bank counter. Secret-free payment by credit card means that when you use a credit card to spend within a certain amount, you don't need to enter a password and signature, so the payment is faster.

There are certain risks in the use of credit card confidential payment, especially after the user accidentally loses his credit card, at this time, it is very likely that the credit card will be stolen, which will bring certain losses to the cardholder. So be sure to report the loss of your credit card in time to prevent personal loss.

Credit card secret payment is mostly opened by the cardholder himself, so be careful when opening it. Generally, you can set up credit card confidential payment, and you can call the credit card hotline for specific setting methods. The reduction of credit limit can also reduce the loss after the loss of credit card.

Credit cards also need to pay attention to the protection of transaction passwords during use, and it is generally necessary to manually block the password when buying things. Moreover, after normal use for a period of time, the transaction password can be changed to prevent the credit card from being stolen, which increases the security of the credit card.

How to turn off the secret-free payment function of credit card

If you want to turn off the small secret payment function of the credit card, you can log in to the mobile banking client or credit card APP of the issuing bank, find the small secret payment settings on the credit card management page, and click the Close button.

Take China Construction Bank as an example. After logging into the mobile banking of China Construction Bank, customers can click "Credit Card", then click "Credit Card Management" and then click "Payment Management" to close. Or you can log in to CCB Personal Online Banking, click Card Management on the Credit Card page, click Payment Management, and then close the operation.

(Operating environment: Apple 12 mobile phone, ios 14 system, version 5.6.0 of China Construction Bank)

In addition, customers can also directly call the customer service phone number of the issuing bank and apply to the customer service staff for closing the confidentiality through the manual service channel. If there is a card-issuing bank outlet nearby, customers can also bring their personal ID cards and credit cards to the outlet counter to find the staff to close the confidential payment procedures.

It should be noted that after the secret-free payment function is turned off, it is impossible to make flash payment and secret-free payment in the secret-free and visa-free small merchants, and customers can only make transactions by inserting cards or replacing other cards.

Secret-free and visa-free payment means that small payments can be completed without passwords and consumer signatures. Internationally, small secret-free visa-free payment is a mature payment method, which is also widely used in the domestic mobile payment field. Alipay, WeChat and other payment tools all have this function, which is the basic function of bank card opening by default.

Alipay's "payment code" function is turned on by default, and there is no need to verify the payment password. Every order less than or equal to 1000 yuan can be "paid without confidentiality".

It is also stated in the WeChat payment user service agreement that when the payment code is used to pay the consumption below 1 0,000 yuan (3,000 yuan for a specific merchant), the "confidential payment" transaction can be used.

1. When paying for goods, if you find terms and options such as "I agree" and "authorize" on the page, you should browse carefully and don't authorize functions such as "confidential payment" easily.

2. When setting up "confidential payment", users should also consider the frequency and amount of consumption on this platform. For those platforms with low frequency of use or high average consumption, users should try not to open confidential payment.

3. Users should avoid using birthdays and mobile phone numbers as passwords to avoid being used by criminals.

4. When "confidential payment" is enabled, users should set the monthly limit or one-time payment limit of confidential payment to avoid expanding losses.

Regarding confidential payment, there may be security risks in the two links of bracelet loss and transmission process.

Regarding the loss of the bracelet, the mi band team said that each mi band corresponds to a unique identity code. When Alipay wallet is connected to the mobile phone, it will identify whether the bracelet code matches the bound account, and activate the secret-free payment function after confirmation. And before the original account is unbound, the bracelet cannot be bound to the new account, so there is no need to worry about the loss or borrowing of the bracelet.

During the Bluetooth transmission between the bracelet and the mobile phone, the payment data is transmitted through multi-layer encrypted channels, and the data for each authentication is randomly generated by the server. There is no sensitive information in the data, so you can use it with confidence.

This is the end of the introduction on how to cancel the credit card confidential payment and how to use WeChat to cancel the credit card confidential payment. I wonder if you have found the information you need?