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The handling fee for using China Merchants Bank’s credit card in the United States

There are VISA and UnionPay on the card, indicating that you can take the "VISA" and "UnionPay" routes.

If your overseas consumption is transacted through UnionPay lines, it will be settled directly in RMB; if you are transacting through international organization lines, it will be settled in US dollars.

There is no separate handling fee for card consumption. If the overseas transaction currency is a foreign currency other than the U.S. dollar, there will be an exchange fee between the foreign currency and the U.S. dollar, which is 1.5 of the transaction amount (American Express is 2 ); if the overseas transaction currency is US dollars, no exchange fees will be incurred. When making purchases, you can ask the merchant for the transaction lines supported by the merchant to facilitate your choice.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you for your attention and support!