Interest for cash withdrawal with Guangfa Bank's credit card:

When withdrawing cash from Guangfa Bank's credit card overdraft, the bank will charge overdraft withdrawal interest on a daily basis starting from the transaction date at a daily interest rate of 0.5% until the full amount is repaid. Until the overdraft withdrawal amount and overdraft withdrawal handling fee are cleared.

Overdraft cash withdrawal charges = Overdraft cash withdrawal handling fee Overdraft cash withdrawal interest

Extended information:

When Guangfa Bank uses a credit card to withdraw cash overdraft, the bank will charge the full amount of the overdraft cash withdrawal. There is a certain handling fee, and the specific charging standards are as follows:

Domestic (RMB card, dual currency card): 2.5 of the cash withdrawal amount; minimum RMB 10/transaction

Domestic (USD card, Hong Kong dollar card) Card): RMB 2.5 of the amount of cash withdrawal

Overseas (RMB card): RMB 3 of the amount of cash withdrawal, minimum RMB 15/transaction

Overseas (USD card): RMB 3 of the amount of cash withdrawal, minimum 5 USD/transaction

Overseas (Hong Kong dollar card): 3% of the cash withdrawal amount, minimum HKD 40/transaction

Overseas (dual currency card): 3% of the cash withdrawal amount, minimum RMB 15 /pen or USD 3/pen

Guangfa Credit Card - Overdraft Cash Withdrawal