Because the two cards do not belong to the same organization, one is UnionPay and the other is visa International Credit Card Organization. If users need to use a visa card, they can apply for a visa card from China Merchants Bank.

Visa card is a bank card issued by Visa International Card Organization in conjunction with its member banks. It's an international bank card, universal. As long as there is a Visa logo, you can spend it by credit card. When spending abroad, you don't need to exchange local currency, you can spend it directly by credit card, settle it in US dollars, and pay a currency conversion fee.