Depends on the policy of the credit card issuer. Generally speaking, if your credit card is overdue for more than two months, you may not be able to withdraw money immediately the day after you make the minimum payment today.
Details:
1. After your credit card expires, the issuer may freeze your account and restrict your right to withdraw money.
2. During the overdue period, your credit rating may decline and your credit record may be damaged, which may affect your future credit limit and borrowing ability.
3. Even if you make the minimum repayment, if the overdue period exceeds two months, the issuer may need additional time to review and restore the normal status of the account.
4. In order to avoid the inconvenience and consequences caused by overdue payments, it is recommended to try to repay the loan on time and try to pay off all the debt.
Summary:
While making the minimum payment two months overdue may not immediately restore withdrawal rights, the situation still depends on the policy of the credit card issuer. In order to avoid the adverse consequences of overdue payments, it is recommended to repay the loan in time and develop a good credit record.
Extended information:
Different credit card issuers have different policies and procedures for handling overdue issues. Making minimum payments two months past due may require a waiting period for the issuer to review and restore the account to normal status. The issuer will usually decide whether to lift the account freeze and restore normal withdrawal rights based on the severity of the overdue payment and the customer's repayment record. Therefore, paying off all outstanding debts on time is the best way to avoid the negative consequences of overdue payments.
Also, due to the lack of specific information, the following conditions are assumed to supplement the information: After making the minimum payment within two months of being overdue, you may be able to withdraw money the next day if the account is not frozen or restricted. However, if the account is frozen or restricted and needs to be reviewed and unfrozen by the issuer, it may take several working days to restore withdrawal access. Please contact your credit card issuer for details.
In summary, maintaining a good credit history and making repayments on time are the keys to avoiding overdue problems and maintaining good credit. Paying off the entire amount you owe on time can help avoid inconvenience and consequences.