Introduction to the use of China unionpay express;
1. First of all, you need an Android phone or an Apple phone with NFC function.
2. Cardholders need to bind their credit cards in the mobile phone "wallet" APP to generate a China UnionPay Express Pass card, which is equivalent to the "body dual card" of a physical bank card.
3. Then, in front of POS machines with UnionPay "Flash Pay" logo at the checkout counter of supermarkets and shopping malls, after the cashier inputs the payment amount, the consumer only needs to light up the mobile phone, gently place it near the POS machine, and enter the password after a beep, which is convenient and quick.
If the mobile phone is accidentally lost, China UnionPay Express Card can report the loss in the bank, and the user can get insurance compensation for the loss during this period.
For more information on how to use the China UnionPay Credit Card Express Pass, please visit: See More.
[img] What is the meaning of flash payment on the bank card? Can all pos machines use the flash payment function? How to use it?
1, "Kuaiyitong" is a non-contact payment product and application of UnionPay, which has the characteristics of small amount and fast payment. Only POS with "QuickPass" function module can use the flash payment function.
2. Not all POS machines can use the flash payment function. Whether the POS machine can use the flash payment function mainly depends on the function of the bank card, not the POS machine.
3. When you pay with a bank card with flash payment function, you don't need to insert a card, enter a password or sign it. Just put the card on the credit card machine, and with a beep, the credit card machine will immediately start printing small bills and complete the payment.
Flash payment is a non-contact payment application, which mainly covers daily small-sum fast payment merchants. Credit card flash payment is to use a credit card with flash payment function to make flash payment.
How to turn off credit card flash payment
Credit card flash payment can be closed through mobile banking, and the operation method is as follows:
1. Take China Construction Bank as an example, open the China Construction Bank app and click the place indicated by the arrow in the upper right corner.
2. Next, click Security Center.
3. After entering the Security Center page, click Quick Payment Management.
4. After entering the fast payment management page, click on the credit card to turn off the flash payment function.
5. Next, click Stop Authorization at the bottom of the page.
What is the "flash payment" function of CCB IC credit card? How to use it? Who is the prawn?
Flash payment is one of the industrial brands of China UnionPay, which indicates the contactless payment products of UnionPay. It is used for payment applications such as PBOC2.0 contactless IC card, and has the characteristics of small and fast payment. Users buy goods or services, confirm the corresponding amount, and use financial IC cards or UnionPay mobile payment products with the function of "flash payment" to quickly complete the payment with one click on the contactless payment terminal that supports UnionPay "flash payment".
Generally speaking, the single amount does not exceed 1000 yuan, and no password and signature are required. The non-contact "flash payment" terminal mainly covers daily small fast payment merchants, including supermarkets, convenience stores, department stores, pharmacies, fast food chains and other retail places and public service fields such as vegetable markets, parking lots, gas stations and tourist attractions.
Extended data:
20 19 CCTV 3 15 party exposure unionpay flash payment will enable the flash payment function by default. Because micropayment is confidential and visa-free, and it is opened by default, there is a risk of theft. Others can steal it as long as they hold the POS machine within the bank card 10 cm.
Under the guise of other product information, some online sellers can buy POS machines that support UnionPay confidential payment online. The distance between the POS machine purchased online and the bank card is 5 cm, and the experiment shows that the payment can be successfully completed. Put the bank card in the coat pocket, and the payment was successful without touching the card; Putting the bank card with flash payment function into the bag pocket can also easily complete the payment.
Baidu encyclopedia-flash payment
How to open and use the flash payment function of CCB credit card
The flash payment function does not need to be enabled, and it is the payment function that comes with the bank card that supports flash payment.
"Flash payment" is a convenient and quick payment method provided by our bank for customers. The cardholder only needs to hold a Longka China UnionPay Quickpass product or a Longka debit card or IC credit card with the logo of "Quick Pass" printed on the back of the card, and can use the mobile phone or Longka debit card or IC credit card bound to China UnionPay Quick Pass to make payment near the POS sensor area of the merchant that supports (flash payment) transactions.
Turn off the little secret visa-free function of IC debit card.
Dial 95533, select "Personal Business -7 Other Services -6 ATM Transfer Maintenance, Special Withdrawal and Bank Card Transaction Settings-Bank Card Secret Exemption Maintenance", and follow the prompts.
Extended data:
1, UnionPay flash payment is confidential and visa-free.
Use UnionPay IC card or Longka China UnionPay Express products in designated merchants to conduct transactions below a certain amount (domestic transactions of 65,438 yuan+0,000 yuan, overseas transactions of 3,000 yuan are subject to local restrictions), without confidentiality and signature. If this function is turned off, you may not be able to make a transaction in a small secret visa-free merchant through flash payment, and you need to insert a card or replace another bank card to make a transaction.
2. Small confidential visa-free limit for bank cards
The domestic single transaction limit defaults to 1 1,000 yuan, with a daily cumulative limit of 3,000 yuan and a monthly cumulative limit of 5,000 yuan. If you need to modify the limit, there are two situations:
1.IC debit card customers can dial 95533 and select "Personal Business -0 Manual Service" to transfer to manual customer service.
2. The UnionPay small secret-free visa-free limit for credit cards cannot be modified.
China Construction Bank-What does the "QuickPass" flash payment sign on the card mean?
China Construction Bank-How to turn off the small secret visa-free function of IC debit cards?
This is the end of the introduction of the credit card flash payment function and the security of the credit card flash payment function I wonder if you found the information you need from it?