Everyone says that bookkeeping is the beginning of financial management. Therefore, the first APP recommendation is accounting software. Now, I have been keeping accounts for more than 5 days. It has become a habit to turn on my mobile phone and write it down after each payment or consumption, as natural as eating and sleeping.

If you still have a disease called "moonlight", it's time for you to take medicine. Click here to give you a panacea. There are many choices of bookkeeping software, and Suishouji is an old-fashioned bookkeeping software. I am a nostalgic person and I have been using it all the time.

cash management wealth manager

I recently discovered the wealth manager APP, which has been recommended in asset allocation articles before (click to see it). Let me say a few more words this time.

1. Synchronize multiple platforms

I have invested in many P2P platforms, and the software can directly synchronize the platform data, so it is clear at a glance that the target is due, and there is no need to check it on multiple platforms to prevent the wealth management funds from "standing guard".

2. "Daily Earnings" Summary

This is a very good function for "money addicts". How much you earn and how much you lose every day will be automatically calculated by the software, which looks very fulfilling. Look, I passively earned more than 2 yuan yesterday.

Debt Management 51 Credit Card Housekeeper

At present, I have five credit cards, JD.COM White Bar, Ant Flower Bank and mortgage. In order to prevent overdue, it is very important to find a good management software.

JD.COM White Stripes and Ant Flower Blossoms are both set with automatic repayment, which is worry-free. Credit card and mortgage are managed by 51 credit card housekeeper, all bills are synchronized, and due reminders and scheduled repayments are set. In addition, the points can also be redeemed for repayment coupons.

I don't need to remind you of the importance of credit reporting. If you have a big heart and are lucky, you can see-overdue repayment, hundreds of thousands of losses-how much is your credit information worth?

The fund will vote for Ant Wealth

When I wrote this article today, I was still looking for ant fortune, so I didn't open the software for a long time. After searching for a long time, I found that people have changed their faces and quietly upgraded to "ant wealth".

Alipay's wealth management APP is mainly used to invest in the combination of OTC funds, index funds and equity funds, with a 1% discount rate, which can be directly deducted from Yu 'ebao, which is very convenient.

Fixed investment in stocks

Fixed investment in funds

Zengle Fortune Connect

Zengle Fortune Connect, a stock trading software of Huatai Securities, originated from the recommendation of bank screws. Because it is very cheap to buy on-site funds and the commission is very low, the original brokerage firm was abandoned.

At present, it is mainly used to invest in 2-3 stocks and 2 floor funds. The stock is a white horse stock of my own choice. At present, the profit is about 5%, so I will increase my position on dips and reduce my position on rallies. On-site funds are low-value funds bought with the big valuation. When the valuation is too high, they are thrown away.

P2P financial workshop

I've used a lot of P2P, and many of them are discarded after buying a new logo. The financial workshop is different. This is the first P2P I used, and it is also the longest-lasting one. For nearly three years, the rate of return is not the best, but it is very stable. At present, 12 certificates of deposit are also made here.

it belongs to the P2P system of listing, and it is connected to the bank depository. There is no handling fee for withdrawing cash, which basically takes seconds.

P2P group loan network

The group loan network is invested with the recommendation of San Gongzi, and its ranking on the online loan platform is relatively high.

advantages: the yield is high, and the one-year product can reach 12%, which is very good after the P2P interest rate cut.

Disadvantages: the cash withdrawal procedure is expensive, and the fee can be as low as .1% when signing in as svip, which is quite troublesome. Suitable for long-term unused and rolling investment funds.

getting started with her financial management

WeChat official account, who recommended her financial management before, has a better website and APP, and the content is more comprehensive. The screenshot is the page of the free course, which is suitable for Xiaobai's financial management enlightenment.

Disadvantages: Only female friends are allowed to register, and male users are not excluded. However, in general, the content launched is biased towards female financial management. Men can consider digging for money, writing notes or recommending later.

Advanced Learning Brief Book

The short book is a very popular original content website at present. Although the topic of financial investment and financial management is not the largest topic in the short book, the number of people concerned is close to 5,.

Many excellent financial writers gather here to continuously update interesting and original content. Yes, that's where I am the editor-in-chief

Nearly 2 articles are received every day. After strict screening, only 6-8 articles have been selected as special topics, 6-8 articles have been selected as home pages, and 1-2 articles have been recommended to morning and evening newspapers. The content quality is still relatively guaranteed, suitable for small partners with certain basic financial management knowledge.

Advanced Learning

Snowball

Snowball belongs to the advanced financial community, where many professional investors gather. In recent years, snowball has also produced many real big V's, such as bank screws, old shareholders of Dongbo, little Simba and so on.

I used to snowball, and I felt like a fool. I couldn't understand all those terms and techniques. Slowly, if you can understand a little, you will be excited. I hope that in the future, I can say with confidence that I am a snowball mixer.

? Coordinate four-tier cities, go to work during the day, get up early, insist on originality, and share the financial management experience that is most suitable for wage earners. Wechat WeChat official account: [Pavilion Owner]