The use of credit cards is the same as ordinary consumption. As long as the card can be swiped, it can be used. To repay the credit card, you can use mobile banking or go to the bank to pay back the credit card within the specified repayment period. .

1. The credit card needs to be activated first

To apply for a credit card, you can apply in mobile banking or at the bank. Most people can apply for it. What you need to do after getting the bank card It means activating the card. The credit card cannot be used before it is activated. There are currently two channels for activating credit cards. One is that you need to contact customer service by phone to activate, and the other is that you need to take your own credit card to the corresponding bank business hall to activate. Both methods are relatively convenient and fast. .

2. Credit card consumption

After the credit card is opened and activated, you can use the credit card for consumption. Credit cards are also very convenient in daily life consumption. You can pay online Pay directly by credit card, or directly bind your credit card to Alipay and WeChat. As long as there is a POS machine offline, you can use credit cards to make purchases. Even if some small stores do not have POS machines, it does not matter. As long as they can support WeChat Alipay, you can also use credit cards for shopping. From this point of view, the scope of use of credit cards in our lives is still very broad, which is one of the reasons why most people are now willing to use credit cards.

3. Credit card repayment process

After a happy consumption, we need to repay the credit card. The repayment process is also very simple. We only need to You need to first understand the difference between the two dates, one is the billing date and the other is the repayment date. The reason for remembering these two dates is to avoid overdue repayments later. These two dates are usually received together when we receive the credit card. The billing date allows us to see the bills and balances due for this period. Details, the repayment date is when we need to repay. If you want to avoid late repayment, you can directly bind a savings card with a certain amount for automatic repayment.

Credit card is a payment tool that has been widely used by most people, and its use and repayment are also very simple. You only need to bind Alipay WeChat to use it conveniently, and the repayment only needs to be repaid within the repayment date.