The exclusive limit of Meituan means the overdraft limit of a credit card. This is just a number for you. You can overdraw and borrow money within this number range, but it won't matter if you don't use it, and there will be no charge if you don't use it.

1. How much is the allowance of the US delegation?

The initial amount of allowance for Meituan is generally 6,-1, yuan, which is related to the borrower's assets, repayment ability and credit history, and the maximum loan can be 1, yuan. To borrow money from Meituan, you need to meet the following conditions:

1. The borrower is required to be at least 18 years old, with stable income and the ability to repay the arrears.

2. The borrower is required to have good credit and no record of overdue repayment or malicious repayment.

3. Require the borrower to bind at least one bank card to Meituan Software.

4. The borrower must be a Meituan user with a stable consumption record.

second, is it an online loan for Meituan to borrow money?

borrowing money from meituan belongs to peer-to-peer lending. There are three modes of online loan operation, namely, creditor's rights transfer mode, p2B mode and P2P mode. Borrowing money from Meituan is an online loan operated by p2B mode. The funds borrowed from Meituan are provided by microfinance companies, commercial banks and other institutions. If there is a demand for funds, you can borrow money from Meituan. It should be noted that the risk of online loans operated by P2B mode is lower than that operated by P2P mode, because the risk control level of online loans operated by P2B mode is relatively high when they cooperate with formal financial institutions, and the incidence of bad debts is relatively low. The definition standard of usury is that the annual interest rate should not exceed four times that of the People's Bank of China in the same period, and the annual interest rate of online loans operated by P2B mode is within this range. In addition, Meituan provides a channel platform for users' drainage. Lenders will decide whether to lend or not after the review, so the funder is creditworthy, so users should pay attention to repayment on time when using it, and keep their own credit behavior records.

to sum up, if the funds are difficult to turn over, you can choose to borrow money from relatives and friends first, and then choose to borrow money on the loan platform if you can't, but you must pay off the loan within the overdue period, otherwise your credit record will be affected, and if it is serious, you will be sued in court.