1. The applicant must be a citizen of China who has reached the age of 18 and holds valid identity documents.
2. The applicant needs to have full capacity for civil conduct.
Applicants need to have a stable job and a legitimate source of income to ensure their ability to repay their credit cards.
4. The applicant should have good personal credit information, no record of overdue repayment or malicious overdraft, and no record of bad behavior. Banks pay more attention to the applicant's personal credit, and good personal credit is conducive to applying for the platinum card of Shanghai Pudong Development Bank Credit Card UnionPay Dream Card.
5. Applicants need to have certain economic conditions and can provide certain financial certificates to Shanghai Pudong Development Bank, such as real estate license, automobile driving license, stock securities, bank deposit certificates, etc.
Because the application is a platinum card with a relatively high credit card rating of Shanghai Pudong Development Bank, the more personal assets certificates are provided, the higher the approval rate of the bank, and the higher the amount of the platinum card of Shanghai Pudong UnionPay Dream Card.