Bank of Communications, Bank of China, CITIC Bank, Ping An Bank, etc. The risk control systems of these banks are well known in the financial industry, especially Bank of Communications. Not only are risk controls stricter, but it is also more difficult to raise quotas. However, Bank of Communications’ credit card interest rates are relatively high compared to other banks, so many users will choose to apply for Bank of Communications credit cards. Ping An Bank's risk control system relies heavily on artificial intelligence, so cardholders must pay more attention to large expenditures when using credit cards.

The best solution to credit card risk control?

Users should proactively contact the card-issuing bank and ask why the credit card is under risk control, and then solve the problem under the guidance of customer service. After the problem is solved, you can apply to restore the card to its normal status. The card-issuing bank receives the application. Afterwards, the card will be reviewed. When the card meets the conditions for releasing risk control, the card's risk control status will be released.