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Credit card in wife’s name after husband’s death

For credit cards handled by the husband alone, the wife does not need to bear additional repayment responsibilities after the husband dies.

Generally speaking, after the death of a natural person, the legal identity of the natural person will be eliminated, and the creditor's rights and debt relationships involved by the natural person will also be eliminated accordingly. But this does not mean that one does not need to pay back the money after death. After the husband dies, if there is any property left in his name, the credit card repayment liability can of course be paid off directly with the estate. However, it should be noted that if the husband’s estate cannot repay all the debts, and if the wife signs a mutual agreement when issuing the card, that is to say, the credit card is handled jointly by both parties, then the card issuer can pursue the case. Claim your wife's responsibility. Therefore, in order to confirm the wife's repayment responsibility, we must first determine who holds the credit card. In other words, the agreement signed between the couple and the card issuer is a bilateral agreement or a unilateral agreement. For credit cards handled by the husband alone, the wife does not need to bear additional repayment responsibilities after the husband dies.

What supporting documents are required for the division of property in a divorce?

What proofs are required for the division of property in a divorce:

(1) What personal property the parties have before marriage, if any, Provide the product name, quantity, specifications, condition and value of the relevant property, the time of purchase, the location of the property, etc.

(2) ***The evidence required for the same property is the same as for personal property.

(3) Whether both parties have purchased private real estate together. If so, provide the location, house number, number of rooms, orientation, building area and usable area, and current usage status of the house. , the value of the house.

(4) Are there any securities such as deposits, bonds, stocks, etc.? If so, please provide the deposit account number, account name, name and address of the amount deposited in the savings bank, and whether it is a regular deposit or a deposit. Regarding the current situation, who currently holds the certificate of deposit.

(5) Cash situation: RMB, Hong Kong dollars, foreign currencies, provide specific amounts, who holds them and other evidence.

(6) Provide evidence of financial status such as partnership investment and individual business operations.

(7) Creditor's rights: the amount of the creditor's rights and other circumstances of the obligor.

(8) Debt: Provide relevant evidence.

(9) Economic income status of both parties (salaries, bonuses, allowances, subsidies, etc.)

I hope the above content can be helpful to you. If you have other questions, please consult a professional lawyer.

Legal basis: Article 1064 of the "People's Liberation Army and Civil Code of the People's Republic of China" Debts, as well as debts borne by one spouse in his own name for the daily needs of the family during the marriage, are joint debts of the couple. Debts borne by one spouse in his or her own name beyond the daily needs of the family during the marriage are not joint debts of the couple; however, the creditor can prove that the debt is used for the couple's daily life and production. Exceptions are made for business operations or based on the consent of both spouses.