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Is it legal to pay 8, interest on a credit card that is overdue for half a year?
legal.

according to the arrears of 1, yuan, the credit card will pay interest of .5 ‰ every day, and the landlord will be overdue for 18 days, that is, 9%(18*.5%) interest, and the interest = 2,5 * 9% = 225 yuan

At the same time, if the money is not repaid, the bank will also have a late payment fee, the proportion of which is 5% of the unpaid minimum amount. Half-year overdue fine =12.5*6=75 yuan, which is relatively high, but this is only a rough calculation for the landlord, and the specific suggestion should be confirmed by calling the bank's service hotline.

if you don't pay back the money for half a year, this is a very serious overdue, which will leave a bad credit record, which will definitely have an impact on your future loan.