China Merchants Bank's annual fee-free policy for credit cards: Puka Gold Card will be exempted from the annual fee for the following year for six times (MSN Card Set, VISA-MINI Card, VOGUE Titanium Card, NBA Credit Card (processed before April 28), (Platinum Card and Unlimited Card do not enjoy this annual fee-free method, and business credit cards need to be implemented according to the agreement).
Method of exempting the annual fee for China Merchants Bank's credit card
1. China Merchants Classic Platinum Card charges an annual fee regardless of whether the card is opened or not, but you can exchange points for the annual fee. Generally, 1 points are exchanged for the annual fee of the main card and 5 points are exchanged for the annual fee of the supplementary card. We want to get rid of the annual fee, so we can only get more points.
2. First of all, you can earn points by shopping. Usually, you spend a lot. You can earn points by spending in the Pocket Mall on the Pocket Life APP of China Merchants Bank. If you need to buy anything at ordinary times, you can spend in the Pocket Mall to earn points.
3. You can earn points by recommending others to apply for a card. One person can get 1,5 points, two people can get 3, points, four people can get 5, points and eight people can get 1, points.
4. You can also earn points through bill installment and cash withdrawal. China Merchants Bank will launch activities every month, and you can earn different points through bill installment and cash withdrawal every month, and try to participate in more activities.
5. You can get points by signing in, or you can take part in welfare tasks to get points quickly.
6. You should also pay attention to your card rights. For example, the monthly points of your birthday every year are generally much more than the usual months.
China Merchants Bank's high-end credit cards can use points to offset the annual fee
Most credit cards meet the condition of "annual fee can be waived if swiped several times a year". However, for some high-end platinum credit cards, because the cardholders are entitled to special treatment, their high annual fees sometimes cannot be waived, or they need more points to be exempted. For example, the classic version of China Merchants Bank Platinum Credit Card has an annual fee of 3,6 yuan, which can only be redeemed through 1, points (or accumulated consumption of 8, yuan).
the annual fee of China merchants bank is $2,5, which is non-deductible.
China Merchants Bank credit card annual fee standard
China Merchants Bank credit card annual fee is divided according to the card level, as follows:
1. Gold card: RMB3 yuan per main card, RMB15 yuan per supplementary card
2. Ordinary card: RMB1 yuan per main card, RMB5 yuan per supplementary card
3. VISA MINI card: RMB15 yuan per main card. Each set of supplementary cards is RMB75 yuan
4. VOGUE Titanium Card: RMB3 yuan for each card in the first year of the main card, and the annual fee for other years within the validity period is reduced. There is no annual fee for supplementary cards HELLO.