The annual credit card fee policy of China Construction Bank is different according to different card types. For the standard platinum credit card of Longka, the annual fee of the main card is 58 yuan/card/year, while the supplementary card is 3 yuan/card/year. It is worth noting that if the cardholder accumulates 1 transactions (regardless of the amount) through credit card consumption and cash withdrawal in each card-holding year, the annual fee for that year can be exempted. On the other hand, the annual fee of Longka Titanium Platinum Credit Card is more favorable, with the main card 38 yuan/card/year and the supplementary card 18 yuan/card/year. During the period from the product launch to December 31, 217, the holder can enjoy the annual fee-free treatment as long as the credit card consumption and cash withdrawal reach 6 in the year (the same amount is not limited).

In addition, revolving credit is an important function of CCB credit card, which allows cardholders to use it at any time within the credit limit and repay it as needed, as long as it is repaid in time, there is no need to apply before each use. In terms of interest, the interest calculation of revolving credit is based on the consumption amount. From the bookkeeping date to the repayment date, the daily interest rate is .5 ‰, and compound interest is calculated monthly. The interest generated will be clearly listed in the next bill.