However, the black gold card does not accept active applications, but the bank invites applications. Moreover, cardholders are basically top groups such as politicians, billionaires and celebrities from all over the world.
Black gold cards are also issued in China, which is also the top level of credit cards. One of the most famous is the Centurion Black Gold Card issued in cooperation with American Express, which was launched by ICBC, China Merchants Bank and Minsheng. However, unlike American Express Centurion Black Gold Card, they have a limit, and the credit limit will generally be between 2 million and100000.
It should also be noted that CITIC Bank has a black gold card, which is not a real black gold card, but a black gold version of a luxury series of platinum cards. However, this black gold card of CITIC Bank belongs to the platinum card of private banks, and it is also the highest-ranking one among the platinum cards, but on top of it, there are World Card, Unlimited Card and Diamond Card.
Extended data:
Black gold credit card is known as the "king of cards" and is a top credit card. Generally, banks invite customers to apply, but customers can't take the initiative to apply. And the invited customers are basically celebrities, such as CEO, president or chairman of well-known enterprises, celebrities from all walks of life and so on.
If you want to get a black gold credit card, you must at least be these celebrities, top talents in the industry, have millions or even tens of millions of deposits in the bank, and have the recommendation of bank executives.
If you are just an ordinary office worker, you can't get a black gold credit card. However, the demand of ordinary people for black gold credit cards is not great. If you want to spend in advance, you can apply for an ordinary credit card. The annual fee of black gold credit card is also extremely high, which is unaffordable for ordinary people.
If you are not satisfied with the credit card limit, you can do without a black gold credit card, but you can do a platinum card. The amount of platinum credit card is generally above 50,000 or even tens of millions, which can also meet the large consumption demand of customers.
Annual fee for black gold credit card:
I. American Express Centurion Black Gold Card
The annual fee of American Express Centurion Black Gold Credit Card is $2,500. In China, it cannot be issued independently in the mainland, but in Hong Kong. The annual fee of Hong Kong Centurion Black Gold Credit Card 19800 Hong Kong dollars.
2. Domestic American Express Centurion Black Gold Card
The domestic American Express Centurion Black Gold Credit Card is issued by three authorized banks, namely Industrial and Commercial Bank of China, China Merchants Bank and Minsheng Bank.
Among them, the annual fee of ICBC's Centurion Black Card issued by ICBC is 65,438 yuan+08,000 yuan, while China Merchants Bank and ICBC issue Centurion Black Card at the same time, so the annual fee of this Centurion Black Card issued by China Merchants Bank is the same as that of ICBC's Centurion Black Card, which is 65,438 yuan+08,000 yuan.
Minsheng Bank issued a few years later than ICBC and China Merchants Bank, but the centurion black gold card issued by Minsheng Bank has the highest annual fee among the centurion black gold cards issued in China, requiring 36,000 yuan.
Third, CITIC Black Gold Credit Card
CITIC Bank has also launched a black gold credit card, but the black gold credit card of CITIC Bank is not a centurion black gold credit card, but a black gold card in its luxury card. To be precise, it is a private bank platinum credit card of CITIC Bank, with an annual fee of 6,800 RMB.