Personal credit will affect all aspects of our lives, such as handling loans, credit cards, job hunting and so on. So more and more people begin to pay attention to their credit information. Staging is a popular staging platform for white-collar workers. Officials said that they can only apply for loans with ID cards, work permits and bank accounts. This makes many users feel more excited, but they are worried that it will affect their personal credit. Will they collect credit information at future installment loan meetings?
Whether a platform will receive credit information mainly depends on whether the company has access to the credit information system of the People's Bank of China. If it is accessible, it will receive credit information at the meeting. If it has no authority, it will not upload the loan information to the credit information system. At present, the future staging platform has not been connected to the credit information system of the People's Bank of China, so the future staging platform does not provide credit information.
Although the future staging platform does not provide credit information, it does not mean that the future staging platform will not check the applicant's credit status. A sesame credit score of more than 600 points is one of the necessary conditions for applying for loans in installments in the future. It can be seen that the platform is still very concerned about the personal credit status of borrowers. After all, personal credit is an important basis for judging whether a person is honest and willing to repay. If the borrower has overdue behavior after handling the loan in future installments, the overdue behavior will be recorded by Sesame Credit, resulting in a decline in Sesame Credit Score.