How to calculate the credit card points of Bank of Communications?

The score of Bank of Communications is one yuan for spending, but you get 266 points by swiping 350 yuan. It may be because there is a certain delay in giving away bank points, which are usually given to your account in two working days.

Bank of Communications (BOCOM), founded in 1908, is one of the oldest banks in China and one of the note-issuing banks in modern China. 1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. In June 2005, Bank of Communications was listed on the Hong Kong Stock Exchange, and in May 2007, it was listed on the Shanghai Stock Exchange.

Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches and 198 provincial branches, with 3,270 outlets in 239 cities above prefecture level and 158 counties or county-level cities. It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of++Bank. Strategic shareholding in Hainan Bank, holding four rural banks.

20 15 the State Council approved the deepening reform plan of Bank of Communications. Focusing on exploring the corporate governance mechanism of large commercial banks, implementing the reform of internal operating mechanism and promoting the transformation and innovation of business models, Bank of Communications has steadily pushed forward the implementation of deepening reform projects, gradually released the reform dividend, effectively stimulated the transformation momentum, and continuously improved the core development indicators. In 20 17, Bank of Communications ranked among the Fortune Global 500 for nine consecutive years, and its operating income ranked 17 1.

How to get points for Bank of Communications credit card?

Every time you spend RMB 1 yuan, you can accumulate 1 points, and every time you spend USD 1, you can accumulate 8 points; Sub-card points can be merged into the main card account, and multiple credit card points under the name of the same main card holder can apply for merger.

How to accumulate credit card points of Bank of Communications;

1. The application for the use of points is limited to cardholders of designated credit cards, and Bank of Communications will immediately deduct the corresponding points from the cardholder's points account.

2. The use methods or items of points (including points paradise, airline miles, cash exchange of points or others), and the use standards and rules shall be subject to the terms and conditions of points paradise and credit card websites published at that time, including but not limited to:

(1) Please log in to club.bankcomm.com and enter the "Help Center" for the relevant rules of points park.

(2) The exclusive gift exchange rules for co-branded cards shall be subject to the contents published on the credit card website of Bank of Communications.

3. Multiple credit card points under the name of the same principal cardholder can be applied for consolidation, except for the credit cards under the exclusive scheme of co-branded cards. You can accept the integration of multiple credit card points through points paradise or 400 customer service hotline.

4. The cardholder's points account can only be used if there are enough points and the Bank of Communications accepts its application. If the points are not enough, the application will be cancelled automatically.

5. No matter how it is submitted to Bank of Communications, all applications for the use of points shall not be cancelled or changed once accepted by Bank of Communications. The required points will be deducted from the designated credit card points account, and the update of points will be displayed on the next bill.

Extended data

1, Points Paradise is a banking e-commerce platform with the concept of "the first point consumer department store" launched by Bank of Communications Credit Card. It is the first department store in China to upgrade the simple points exchange and installment payment functions of the original bank-based shopping mall to the functions of points+cash purchase and all exclusive credit card purchase.

2. It not only provides customers with an online purchase platform or payment channel, but also provides a more convenient shopping experience, including convenient purchase process, rich commodity types, preferential prices, excellent services, and various combined payment methods. It will naturally form a unique advantage that is different from other e-commerce.

3. Taking the payment method as an example, a variety of options, such as points+cash or points+credit card payment, not only enable customers to enjoy the double benefits of points and discounted goods, but also allow users to get more choices from++.

4. Rich commodities

(1) The upgraded "Expo Pavilion" will cover about 300,000 kinds of goods and services, bringing together products and resources of major high-quality brands and well-known e-commerce. There are not only regular e-commerce products, but also service products such as hotel reservation, air ticket reservation, travel reservation, movie ticket purchase, and even online points or credit card exchange for insurance such as auto insurance.

(2) It is a comprehensive platform for online purchase and service. Among them, the cash mode of brand library cooperation can directly enter the well-known brand e-commerce website to accumulate credit card points and enjoy exclusive discounts through the points paradise.

5. Flexible payment methods

(1) Points Paradise, the first points department store in China, upgraded the simple points exchange and installment payment functions of the original banking department mall to the functions of points+cash purchase and all exclusive credit card purchases.

(2) Customers can flexibly use points, cash, installment payment and credit card payment to purchase products or services in the "Commodities Pavilion of the Expo", as well as interest-free installment, no handling fee and other benefits. Platinum credit cards enjoy a 15% discount on points. Fully support bank of communications credit card and debit card payment, without opening online banking at the counter.

6. Quality service level

The new commodity hall is free of freight, and through the commitment of "unified warehousing and logistics integration" and "designated high-quality logistics providers", the high standard of distribution service is ensured.

7. Convenient login mode

Users can not only log in to Points Paradise on the PC-side webpage, but also the mobile phone website of Points Paradise will be launched soon. All functions can be logged in directly on the mobile phone, allowing you to enjoy convenience and benefits anytime and anywhere.

References:

Baidu encyclopedia-whole amusement park

How to calculate the credit card points of Bank of Communications?

Generally, the Bank of Communications credit card is used to sign an account, and every time you spend 1 RMB, you accumulate 1 points, and every time you spend 1 USD, you accumulate 7 points. Except for the following specific types of transaction consumption:

1. Various interests and handling fees specified in the applicable credit card articles of association or collection contract, including but not limited to annual credit card fees, cash withdrawal transaction fees, overdraft interest, liquidated damages and other credit card fees.

2. Transfer transactions, cash withdrawal transactions and online transactions. (Exception: from 2065 438+02 65438+ 10/month, online dollar consumption and Bank of Communications points paradise consumption can accumulate points. Online USD consumption refers to online consumption with the transaction code of VISA or MasterCard, and Bank of Communications integral paradise consumption refers to cash consumption other than payment and telephone recharge. )

3. Merchant transactions (including but not limited to three rural merchants, county and township preferential merchants, etc.). ) The special charging rules of UnionPay apply.

4. Specific categories of bill-signing consumption, including but not limited to real estate, automobile sales, wholesale transactions, hospitals, junior high schools, universities, colleges, professional schools, charity and social services, non-profit undertakings, fines, bail and bonds, taxes, government services, embassy and consulate fees, government loans, etc.

Extended data:

Credit card integral query method:

1. Download and log in to the "Pay the bill" APP to view the points.

2. WeChat pays attention to the official WeChat service number "Bank of Communications Credit Card Payment" to view the points.

3. Log in to Bank of Communications, credit card, online banking and mobile banking to check the points.

4. Call the credit card customer service hotline of Bank of Communications to check the points through manual service or telephone banking.

References:

Bank of Communications-Bank of Communications Credit Card Points Reward Scheme Rules

How to collect the points of Bank of Communications?

How to get Bank of Communications points through consumption points? 1 Cardholders use the Bank of Communications credit card to spend RMB 1 cent/1 yuan, 8 cents/1 dollar.

2. Get extra points through activities.

(1) The joint credit card of Bank of Communications will be rewarded with 4 times points according to the amount of consumption points, with the maximum reward of 12500 points per card per month; Other Bank of Communications credit cards get a bonus of 15 times according to the amount of points spent;

(2) Wal-Mart, Tesco, Lotus, China Eastern Airlines, and asia miles co-branded credit cards can earn three times the consumption amount for each full 1 1,000 yuan (inclusive) or equivalent++abroad, with a maximum reward of 50,000 points per month.

This concludes the introduction of Bank of Communications and how it obtains credit points. I wonder if you have found the information you need?