How are the credit card installment payment and bill installment payment stipulated in Ping An Bank?

The installment payment of Ping An Bank's credit card can be divided into two categories: consumer installment payment and bill installment payment. Consumer installment payment refers to the business that the credit card holders of Ping An Bank apply to Ping An Bank for installment payment one by one during the two working days from the second day after swiping the card to the first bill, and repay it monthly within the agreed time limit.

billing installment is provided by Ping An Bank Credit Card Center for eligible cardholders. During the period from the next day of billing date to the second day when the current bill is due for repayment, cardholders can apply to Ping An Bank for a certain amount of RMB consumption.

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1. Provisions on installment payment of credit card consumption of Ping An Bank

1. Application amount: the single consumption amount shall not be less than that of 5 yuan, and the maximum amount shall not exceed 5, yuan.

2. application time: two working days from the second day after credit card consumption to the first bill.

3. Application method:

(1) Call Ping An Bank's customer service hotline: 95511-2 to apply for installment payment;

(2) Log on to the website of Ping An One Account and click on the "Credit Card" channel to apply for installment payment;

(3) Log on to Ping An Bank's credit card online banking and apply for a single installment payment.

4. Number of installments and handling fee rate:

2. Provisions on installment payment of credit card bills of Ping An Bank

1. Application amount: application amount of bill installment = current repayment amount-current minimum repayment amount, and the total amount shall not be less than 5 yuan, and the maximum amount shall not exceed 5, yuan.

2. application time: between the day after the billing date and the two days when the current bill is due for repayment.

3. Application method:

(1) Log in to Ping An Bank Credit Card Online Bank to apply for bill installment;

(2) Call the 24-hour customer service hotline: 488-24-365, and press 9 to switch to manual to apply for bill installment.

Ping An Bank Credit Card Installment Rules

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Ping An Bank Credit Card Consumption Installment Terms and Conditions

Ping An Bank Credit Card Bill Installment Terms and Conditions

1. Ping An Bank Credit Card Consumption Installment Terms and Conditions

If the cardholder applies for our credit card single consumption installment business, That means that they have read and agreed to abide by these terms and conditions:

(1) Terms and conditions of installment business

1. The main cardholder (the supplementary cardholder can't apply) can call Ping An Bank's credit card customer service hotline 95511, log on to the Ping An One-Account Link website and click on the "Credit Card" channel or Ping An Bank's credit card between the second day after the credit card consumption is recorded and the two natural days of this bill (excluding the billing day). A transaction applying for installment of a single consumption can only be used for the full installment of the consumption, and the cardholder cannot choose to apply for installment of part of the amount in a single transaction.

2. after the installment transaction is successful, the transaction amount will fully occupy the credit line. The available credit limit of the cardholder shall be restored in equal amount according to the actual principal returned each month.

3. The amount of principal and handling fee payable in each installment of a single consumption is reflected in the first installment bill. Amount payable in each installment = total installment amount ÷ number of installments (the remainder is recorded in the amount payable in the first installment) × handling fee rate in each installment

4. Apply for a single consumption installment payment, and the total installment amount shall not be less than 5 yuan, and the maximum installment amount shall not exceed 5, yuan. After the cardholder successfully applies for a single consumption installment, the number and amount of the installment that has been applied for cannot be changed; If the original transaction applying for a single consumption installment returns, the installment transaction cannot be cancelled, and each installment still needs to be repaid according to the original installment rules and the corresponding handling fee is paid.

5. Only 3, 6, 12 and 24 installments are available for single consumption installment. For detailed charging standards, please refer to Charging Standards for Single Consumption Installment.

6. if the original transaction applying for a single consumption installment is returned, the installment transaction cannot be cancelled, and each installment must still be repaid according to the original installment rules and the corresponding handling fee shall be paid.

7. The cardholder has successfully handled the single consumption installment, and can apply for early termination of the single consumption installment through the customer service telephone number 95511, but he must pay the remaining principal and installment fee in one lump sum.

8. The cardholder's credit card has expired and has been renewed, so the single consumption installment cannot be terminated; During the installment payment period, if the cardholder's credit card is cancelled, frozen or delayed, Ping An Bank has the right to determine that the cardholder's installment debt shall be deemed to be all due when the above-mentioned events occur, and the cardholder shall repay all the remaining principal, the remaining installment fees and the corresponding interest and late fees in one lump sum. After the cardholder's credit card expires, the single consumption installment cannot be terminated.

9. After the cardholder successfully applies for a single consumption installment, the repayment amount of each installment will be reflected in your bill. If you fail to repay the amount of the bill in full, Ping An Bank has the right to charge interest on the principal and handling fee payable in each installment of the single consumption installment.

1. The refundable amount and handling fee for each installment of a single consumption installment business will not participate in the points plan.

11. within the scope permitted by law, ping an bank reserves the right to modify these terms and conditions at any time and in the circumstances it deems appropriate, and will notify the cardholder of the modification through publicity on the website of ping an bank.

(2), it is not possible to apply for installment of consumption

1. The service is not available for various formalities fees charged according to the Credit Card Collection Contract of Ping An Bank and the Credit Card Articles of Association of Ping An Bank, such as annual credit card fee, cash advance transaction and cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card charges;

2. Real estate transactions, car purchase transactions and financial transactions recognized by Ping An Bank do not enjoy this service;

3. USD account transactions do not enjoy this service;

4. The billed consumer transactions do not enjoy this service;

5. The installment amount of other installment business of Ping An Bank's credit card does not enjoy this service;

6. Other contents specified by Ping An Bank.

the above terms and conditions shall take effect on March 24th, 212.

II. Detailed Terms and Conditions for Payment by Installment of Credit Card Bill of Ping An Bank

If the cardholder applies for payment by installment of credit card bill of our bank, it means that he has read and agreed to abide by these terms and conditions:

1. Any principal cardholder who holds a credit card issued by Ping An Bank can apply for payment by installment of the bill from the day after the billing date to the day after the repayment due.

2. Cardholders can freely choose the number of installments ranging from 2 to 12 when applying for the installment payment of credit card bills of Ping An Bank.

3. The total amount of application for credit card bill installment business of Ping An Bank is: bill installment application amount = current repayment amount-current minimum repayment amount, but the bill installment application amount cannot be lower than that of 5 yuan.

4. After the cardholder has successfully applied for bill installment, the number and amount of installments applied for cannot be changed; The cardholder can't make a second application within 3 months after successfully applying for the bill installment business

5. After the cardholder applies for paying off the unpaid installment balance in advance, the cardholder must pay the unpaid installment balance and handling fee in one lump sum.

6. The cardholder's credit card has expired and has been renewed, so the billing installment cannot be terminated; During the installment payment period, Ping An Bank has the right to require the cardholder to repay the installment balance and handling fee in one lump sum if the credit card is cancelled, frozen or delayed.

7. Ping An Bank's credit card bill installment payment business only makes installment payment for RMB transactions, and does not carry out foreign currency installment payment business for the time being.

8. The payable amount and handling fee for each installment of the bill installment business will not participate in the points plan.

9. Ping An Bank reserves the right to modify these terms and conditions at any time and under any circumstances it deems appropriate, and will notify the cardholder of the modification through any means it deems appropriate.

1. The final interpretation right of these terms and conditions belongs to Ping An Bank.

the above terms and conditions shall take effect on December 25th, 28.

how to apply for credit card bill installment of ping an bank? Three ways to apply quickly

Nowadays, people often use credit cards to pay for transactions in their daily lives, and then repay them. However, sometimes the amount of credit card bills may not be paid off at once, so people will choose to pay the bills in installments. Each bank has different requirements for the installment of credit card bills. So, how to apply for credit card bill installment of Ping An Bank? I will answer your questions today.

1. Customer service telephone application

You can call the customer service hotline of Ping An Bank at 95511, press "1" after dialing, and then transfer to the manual service, and then apply to the customer service staff for the bill installment. After verifying your identity information, you can tell the customer service staff the amount and number of installments, and the customer service staff will handle it for you.

Of course, you can also choose self-service voice processing. After dialing 95511, press "2", then "4" and then "5" to apply for bill installment.

Second, SMS application

Generally, Ping An Bank will also screen some customers, and will select some customers to invite them to apply for installment. If you receive the invitation message, you can reply to the installment instruction according to the content in the message, and choose the amount and number of installments to apply. After the application is approved, the bank will also reply to the message.

Third, apply for online banking

You can log in to Ping An Bank's online banking, select "installment financing", then select "bill installment", click "Apply for bill installment", select the number of installments you want, enter the installment amount, and then confirm to submit the application.

The above is about "How to apply for credit card bill installment of Ping An Bank?" The answer. This paper summarizes several common convenient and quick application methods, which can be used by friends who need to pay their own Ping An Bank credit cards in installments.

how to apply for installment repayment with Ping An Bank's credit card?

Ping An Bank's credit card can apply for installment repayment by directly calling the customer service phone of Ping An Bank's credit card, or by logging in to Ping An Bank's Pocket Banking APP and clicking on the bill, and then applying for installment repayment

How to apply for installment payment of a single Ping An Bank credit card? Teach you three tricks to apply for a credit card easily

Credit card is one of the important tools for people to spend easily. When people use a credit card to spend money, they can not only pay in one lump sum, but also apply for a single consumption installment. However, some people don't know how to apply for a single consumption installment. For example, a friend asked before: How to apply for a single consumption installment of Ping An Bank credit card? I will answer your questions today.

1. Online banking application

Customers who have opened personal online banking can log in to Ping An Bank's online banking, click "Financing by Stages" after logging in, then select "Single Consumption Staging", select the transaction you want to stage, and then select the number of stages to submit the application.

2. Customer service hotline application

You can directly call the customer service hotline of the bank at 95511, press the "2" key after dialing, and then press the "9" key to transfer to the manual service. You can apply to the customer service staff. After applying, the customer service staff will check your identity first. After confirming your identity, you can tell the amount and number of installments, and the customer service staff will handle it for you.

Third, SMS application

If you receive the installment invitation SMS sent to you by the bank after consumption, you can apply for a single installment by SMS. You only need to confirm the amount you want to installment and the number of installments, and then reply to the installment application instruction according to the SMS content.

The above is about "How to apply for a single credit card installment of Ping An Bank?" The answer. The above three methods are particularly convenient and quick, and the operation is very simple. Of course, if you don't bother, you can also go to the bank counter to handle a single consumption installment.

ping an bank credit card. how do I divide the bill by installments?

application method: call the 24-hour customer service hotline 95511-2 to apply;

application conditions:

the applicant is the main card holder (supplementary cards cannot be applied); You can only successfully apply for bill installment business once within 3 months (9 days); The installment amount is yuan ≤ the application amount of bill installment ≤ the bill amount of the current period-the minimum repayment amount of the current period, and it shall not exceed 1,. Only the bill issued in the current month can be applied for installment, but the bill of last month cannot be applied for installment, and part of the amount can be applied for installment.

handling fee collection method: each period;

calculation method of handling fee: handling fee per installment = total installment amount and handling fee rate per installment.

Extended information:

1. Early settlement of installment

Cardholders can apply for early settlement of unpaid installment amount, but they must pay unpaid installment balance and unpaid handling fee in one lump sum.

2. Apply for single consumption installment business

1. Application method: call the 24-hour customer service hotline 95511-2 to apply;

2. Application conditions:

The applicant is the main card holder (supplementary cards cannot be applied); The installment amount is yuan ≤ single consumption installment amount ≤ 1,; You can only apply for the full amount of a single consumption that has not been billed;

3. Handling fee collection method: charged every period;

4. calculation method of handling fee: handling fee per installment = total installment amount and handling fee rate per installment.