Cardholders can call the 24-hour customer service hotline of Hua Xia Bank Credit Card. After being connected, select manual service according to the voice prompts and apply directly to the customer service to cancel the credit card. Customer service will check the cardholder's identity before registering. And it will handle card cancellation for cardholders in about 5 working days.

Generally speaking, it is most convenient to cancel the card over the phone. However, if the cardholder accidentally loses his credit card, he can also go to the counter of a Hua Xia Bank branch to cancel the card.

Note: 1) When applying for card cancellation, you need to ensure that there is no full payment or overpayment in the card. If there is any line) when applying for card cancellation, you should ensure that the card is with you. After successfully canceling the card, Cards should be destroyed promptly. 3) The main card holder can apply to cancel the main card or the supplementary card. If the main card is canceled, the supplementary card will be canceled as well, while the supplementary card holder can only apply to cancel the supplementary card.

Canceling a Hua Xia Credit Card means canceling a certain Hua Xia Credit Card, which can be the main card or an additional card; while canceling a Hua Xia Credit Card account means canceling the entire account of the cardholder. About 45 working days after all Hua Xia credit cards (primary and secondary cards) under the cardholder's name are cancelled, Hua Xia Bank will automatically cancel the account. Hua Xia Credit Card cancellation and account cancellation can be handled over the phone without any fees.

Overpayment recovery handling fee: When applying to cancel a credit card, there cannot be any overpayment on the card. If there is still an overpayment, you can only apply for it after withdrawing the overpayment through consumption, withdrawal at the counter, or transfer to a debit card. When withdrawing overpayment from Hua Xia Credit Card (over the counter or at an ATM), no handling fee will be charged whether the transfer is to our bank or another bank's debit card.

The primary cardholder can apply to cancel the primary or secondary card, while the secondary cardholder can only apply to cancel the secondary card. If the primary cardholder applies to cancel the primary card, the associated secondary cards will be canceled as well.

In principle, a credit card cannot be canceled if there is a debt or overpayment. You must pay off the debt or collect the overpayment before you can apply for card cancellation. If there is still a balance outstanding after canceling the card, the debt will still be borne by the cardholder.

After successfully canceling the card, you should call Hua Xia Bank Credit Card Customer Service within about 45 working days to inquire whether the account has been successfully cancelled, so as to avoid the existence of unsettled funds, which will affect the cardholder's credit record.

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