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Someone asked me to apply for a credit card. He said that I should do a three-month statement first and then I can apply for a credit card and I can still get a loan. Is this true?

Baidu Anti-Fraud Alliance Team specially reminds:

Please be wary of various fake loans and large-amount credit card information scams posted on the Internet! Most of the information posted on the Internet that you can get a loan or apply for a credit card with just your ID card is a low-level scam. No matter whether the company is registered or not, don’t believe it. The scammer will first trick you into signing a fax contract and pressing your fingerprints, and then they will defraud you step by step. You first apply for insurance, pay the first month's interest, pay performance fees, deposits, guarantee fees, loan fees, notarization fees, credit investigation fees, mortgage deposits, card opening fees, etc. Your bank balance will also be checked if your bank balance is insufficient. In the name of payment ability or capital verification, they require you to transfer all the funds in your account to the scammer's account, and even require you to go to a designated bank to apply for a bank card, and then bind the scammer's mobile phone number and other low-level fraud methods. Little do you know that this method will They will defraud you of all the money in your account. If you don't pay the fees as required by the scammer, the scammer will threaten to blacklist you on the pretext that you have signed a contract with them, and threaten to sue you for breach of contract and compensate you for huge breach of contract. Wait, this is really a low-level fraud and a typical fraud!

Please always remember that any person who asks you to pay any fees first for any reason is an absolute fraud. Under no circumstances should you remit money, transfer money or pay any fees to others first. , to avoid being cheated! Don't believe any threat from the scammer. Since the other party is suspected of fraud, the contract signed with the scammer has no legal effect, and there is no theory of breach of contract. The scammer's low-level fraud method of threatening the court to sue for liquidated damages is completely nonsense. Talk, no need to worry.

Therefore, we would like to remind all netizens that small loan companies cannot lend across regions. To apply for a credit card, please go to a regular bank. Do not believe the information released by various online investment and financing guarantee companies and various small loan companies. This kind of loan or card application information, especially these companies in big cities such as Beijing, Shanghai, Guangzhou, Shenzhen, etc. are basically scam companies! If you are cheated, no matter how big or small the amount is, please call the police! We ask the public security agencies in various places to vigorously crack down on and rectify such rampant fraud!

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Knowledge heroes who are interested in anti-fraud, come and join the anti-fraud alliance team. Please click on the anti-fraud alliance below to apply to join, answer questions and help others together, and make the world free of fraud, it can’t happen without you!