1, ATM withdrawal:
1) In China, RMB cash can be withdrawn from Ping An Bank ATM or other bank ATMs with UnionPay logo;
2) Overseas, you can withdraw local currency from ATM with VISA, MasterCard or JCB logo by transaction password.
2. Withdraw cash at the bank counter:
1) In China, you can withdraw RMB cash at the counter of Ping An Bank outlets with your credit card and transaction password;
2) Overseas, you can withdraw local currency at the bank counter marked with VISA, MasterCard or JCB with your valid ID and credit card.
Warm reminder: at present, credit card withdrawal charges handling fees and interest.
1, withdrawal fee:
1) Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction;
2) Handling fee for overseas cash withdrawal: It depends on the network used by customers. If you use the UnionPay network, you will be charged a cash withdrawal fee of 3% of the cash withdrawal amount, with a minimum of 40 yuan RMB per transaction; If you use other networks such as MasterCard, you will be charged 3% of the cash withdrawal amount, with a minimum charge of $5 per transaction.
2. Cash withdrawal interest: from the date of cash withdrawal, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be calculated monthly.