It is best not to bring your parents' credit card MasterCard to study abroad. In principle, credit cards are limited to the cardholder's own use. This sentence will be used in customer service or voice card opening, so in the event of a dispute over lending to others in the future, the bank does not need to bear the responsibility. However, domestic businesses are irresponsible and rarely compare signatures. Therefore, studying abroad should be prepared for a rainy day. Don't bring your parents' main credit card, you can apply for a secondary card.

First, the meaning of supplementary card

The secondary card is relative to the primary card. Every cardholder who opens a master credit card can apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct who are over 13 years of age (if the applicant for the supplementary card is under 18 years of age, he must obtain the consent of his legal representative).

Second, the supplementary card terms

Each credit card master card can apply for up to two supplementary cards (at the discretion of the bank), and the master card holder has the right to request cancellation of its supplementary cards. The credit limit of the secondary card shall be designated by the cardholder of the primary card independently, and shall not exceed the credit limit of the corresponding primary card; If the cardholder of the main card is not specified, the credit limit of the auxiliary card is the same as that of the main card.

All transaction funds, corresponding interest and expenses of the secondary card are included in the account of the primary card, and the cardholder of the primary card bears all repayment responsibilities. However, the primary cardholder and the secondary cardholder shall be jointly and severally liable for each other's debts.

Supplementary cards can bring a lot of convenience to daily card swiping applications. When opening the main card, you need to open the secondary card at the same time, which not only facilitates the users of the secondary card to use the card, but also allows the main card to control the amount. It is a good choice for family financial products.

When you swipe your card abroad, you mainly look at the signature on the credit card. Generally, you don't need to enter a password, so be sure to keep your credit card safe. There are also some foreign shops and storefronts that will need ID cards. If the card and ID card are not uniform, you may not be required to swipe your card. But this is not absolute. For example, Wal-Mart, some hypermarkets and specialty stores.