Have the credit card points been cleared?

Some credit card points are paid off once a year, but most of them are not.

By the end of the year, many points in membership cards and shopping cards will be cleared. Therefore, cardholders need to use all the points in these cards before the end of the year, otherwise they will be invalid.

Then, the credit card points will be cleared at the end of the year. Do you need to redeem them in time? In fact, many banks' credit card points are also valid, but the validity period and invalidation rules of credit card points in different banks are different. Next, the analysts of the silver rate. Com will take stock of the relevant rules of the validity period of credit card points in various banks.

Many banks have humanized regulations on the validity period of credit card points, and credit card points are permanently valid, including ICBC (Bank Center Credit Card Center Credit Card Application), China Construction Bank (Bank Center Credit Card Center Credit Card Application) and Agricultural Bank (Bank Center Credit Card Center Credit Card Application).

China Merchants Bank (bank center credit card application), Minsheng Bank (bank center credit card application) and Industrial Bank (bank center credit card application).

Huaxia Bank (Credit Card Application of Bank Center Credit Card Center), Postal Savings Bank, etc. As long as the cardholder does not return the card, the accumulated points in the card can always be valid and redeemed at any time. The validity period of credit card points in other banks is longer or shorter.

Extended data:

The following is a summary of the validity period of points of major banks:

1.CGB Bank Center's credit card application validity period coincides with the accumulated credit card validity period, and it will be cleared when it expires;

2.' Credit card points applied by China Agricultural Bank Banking Center Credit Card are permanently valid'

3. China Merchants Bank Bank Center Credit Card application for credit card points is permanently valid;

4. The application for credit card points by Industrial Bank Central Credit Card is permanently valid;

5. The validity period of applying for credit card points by CITIC Bank Banking Center Credit Card is the longest two years and the shortest one year;

6. The validity period of applying for credit card points by Bank of Communications Banking Center Credit Card is two years;

7. Minsheng Bank Bank Center Credit Card application for credit card points is permanent and valid;

8. Everbright Bank Bank Center credit card application for credit card points is valid for five years;

9. ICBC Bank Center credit card application for credit card points is valid for two years;

10. The credit card of China Bank Wealth Management Center is valid for two years;

1 1. China Construction Bank Center credit card application points are valid throughout the year within the validity period of the card;

12. The credit card of Ping An Bank Wealth Management Center is valid for three years;

13. Huaxia Bank Banking Center Credit Card is permanently valid for applying for credit card points;

14. The validity period of the Pudong Development Bank Central Credit Card application for Puka points is 2 years, the validity period of the Gold Card Points is 4 years, and the validity period of the Platinum Standard Card Points is 5 years;

By the end of the year, many points in membership cards and shopping cards will be cleared. Therefore, cardholders need to use all accumulated points in these cards before the end of the year, otherwise they will be invalid;

Then, the credit card points will be cleared at the end of the year. Do you need to redeem them in time? In fact, many banks' credit card points are also valid, but the validity period and invalidation rules of credit card points in different banks are different. Next, the silver rate analyst. Com will take stock of the relevant rules of the validity period of credit card points of various banks for everyone;

References:

Baidu Encyclopedia-China Guangfa Bank

References:

Baidu Encyclopedia-Agricultural Bank of China

References:

Baidu Encyclopedia-China Merchants Bank

References:

Baidu Encyclopedia-Industrial Bank

References:

Baidu Encyclopedia-China CITIC Bank

References:

Baidu encyclopedia-bank of communications